The School of Nursing Student Financial Services has compiled a list of resources for students seeking methods to repay their nursing education debt. One of the great things about being a nurse is that nurses have multiple loan forgiveness/repayment assistance options available to them. Although the number of options offered will depend upon each student’s unique situation, eligibility factors include geographic location, level of indebtedness, income, and/or in some instances nursing specialty.

Any questions, contact the Student Financial Aid Services office .

Nursing Loan Forgiveness/Repayment Assistance

Student Financial Services has assembled a list of states and federal agencies that offer loan forgiveness/repayment assistance to nurses for their nursing debt. Students are encouraged to review the list and browse the respective website(s) of the administering state or agency. Students can verify if their state has a program by searching that state’s name along with “nurse loan repayment assistance”. Most federal loan forgiveness/repayment assistance programs have a work obligation. Please contact the agency for more information.

Employers Loan Repayment Assistance

An employer may offer loan repayment assistance as a part of their benefits package. We encourage students to inquire with their employer or potential employer if loan repayment assistance is available. Employers that do not have a high number of job applicants are more likely to offer loan repayment assistance as an enticement to job seekers. Employers in this category will typically be in rural/isolated areas. Irrespective of that, we still encourage students to inquire about loan repayment assistance options with their current or potential employer.

Public Service Loan Forgiveness (PSLF)

The PSLF Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer. For more information on the PSLF program we recommend that students review the details here and also contact their respective lender.

State Loan Repayment / Forgiveness Program Target Location
Alaska Supporting Health Care Access/Loan Repayment (SHARP I) Alaska
Arizona State Loan Repayment Program Arizona
Advanced Practice Healthcare Loan Repayment Program California
Colorado Health Service Corps Colorado
Delaware State Loan Repayment Program Delaware
DC Health Professional Loan Repayment Program District of Columbia
Nursing Student Loan Forgiveness Program Florida
Hawaii State Loan Repayment Program Hawaii
Iowa Registered Nurse/Nurse Educator Loan Forgiveness Program Iowa
Kansas State Loan Repayment Program Kansas
Kentucky State Loan Repayment Program Kentucky
Louisiana State loan repayment program Louisiana
Janet L. Hoffman Loan Assistance Repayment Program Maryland
Massachusetts Loan Repayment for Healthcare Professionals Massachusetts
Michigan State Loan Repayment Program Michigan
Minnesota Nurse Loan Forgiveness Program Minnesota
Missouri State Loan Repayment/ Nurse Loan Repayment Missouri
Montana State Loan Repayment Programs Montana
Nebraska Loan Repayment for Rural Health Professionals Nebraska
Nevada Health Service Corps Nevada
New Hampshire State Loan Repayment Program New Hampshire
Primary Care Practitioner Loan Redemption Prog. / New Jersey New Jersey
New Mexico Health Professional Loan Repayment Program New Mexico
NYS Nursing Faculty Loan Forgiveness Incentive Prog. (NFLF) New York
Oregon Office of Rural Health Loan Repayment Programs Oregon
Pennsylvania Primary Healthcare Loan Repayment Program Pennsylvania
Rural Healthcare Facility Recruitment Assistance Program South Dakota
Rural Communities Healthcare Investment Program Texas
Vermont Educational Loan Repayment Program for Nurses Vermont
Health Professional Loan Repayment Program Washington
West Virginia State Loan Repayment Program West Virginia
Wisconsin Health Professions Loan Assistance Program (HPLAP) Wisconsin
Wyoming Healthcare Professional Loan Repayment Program Wyoming
Loan Repayment / Forgiveness Program Target Location
Federal Perkins Loan Discharge/Cancellation for Nurses
* The Federal Perkins Loan Program is no longer available but it can still be forgiven for nurses.
Federal Public Service Loan Forgiveness National
Indian Health Service Loan Repayment Program National
National Institutes of Health Loan Repayment Programs National
National Health Service Corps Loan Repayment Program National
Nurse Corps Loan Repayment Program National
U.S. Armed Services Loan Repayment Program National
U.S. Public Health Service Loan Repayment for Nurses National
Photo of PDF - The Busy Nursing Guide to Financial Planning

To help nurses with their financial well-being, take a look at The Busy Nursing Guide to Financial Planning
The guide offers helpful tips and strategies to ensure your financial wellness.