Financial literacy is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions about all of their financial resources.
(Source: Wikipedia )

Get into the right frame of mind to tackle your financial goals.
Start thinking about what you want to know and already know related to your finances.

Set goals for yourself, write them down and review them regularly. Your goals should be:

  • S - Specific - Write out clear and concise goals
  • M - Measurable - The ability to track your progress
  • A - Achievable - Set challenging, achievable goals
  • R - Realistic – Set goals that are relevant to your career and life plan
  • T - Timely – Ensure that your goals have a target finish time line
  • Be SMART about setting your short and long term goals.
    Goals that are well defined, focused and provide clarity will help you to move toward your goals with intention and will guide you in your overall life plans.
Check Inventory

Audit your existing financial framework, bills, loans, investment, accounts, and credit reports.

Credit Report
Creating a Budget


Educate yourself about as much as you can related to your financial goals.
Debunk any myths you may have been holding onto.

  1. Create a monthly budget.
  2. Start paying down debt.
  3. Begin actively saving your money.
  4. Create a retirement plan.
  5. Change the way you think about money.
  6. Stay proactive to ensure your financial future!

Keep an eye on what’s happening with all your finances, spending habits, earnings, investments, future expenses.
Use tools to aid in tracking and managing your money. - building blocks to make the most of your money. - interactive budget and financial planning tool.


Use what information you learn and put it to work to plan for your financial future and wellness in all aspects of your life choices.

How do you distribute your money and when? Setting your priorities and knowing your goals will help you answer the question.

Financial Pyramid

You’ve gained your financial security when you have:

  1. Managed your risk factors
  2. Accumulated wealth based on a plan
  3. Preserved your wealth through discipline and planning

Keep up, review, analyze, and continue the process.
Remember, to reach your goal and maintain your Financial Wellness, you have to remain FINANCIALLY FIT!