A Good Financial Plan Consists of --- BEGINNING WITH A PLAN!

Where do you get started?

1. What are your personal goals; short and long term
2. What are your financial goals
3. Write down your goals and how you plan to achieve them
4. What is your current financial status

A good financial strategy consists of several components:

• Budgeting and taxes
• Managing financial risk
• Investing (wealth accumulation)
• Saving (cash liquidity)
• Planning for Retirement

Some people engage the services of a Certified Financial Planner who guides them toward achieving their short and long term financial goals. Understanding your financial security will help you make responsible and informed decisions and attain a more joyous life. You can learn more about financial planning and investment strategies on the Johns Hopkins Federal Credit Union Financial Resource Center webpage .

If you have a question or need guidance to get you started, you can contact GreenPath Financial , one of the JHFCU financial wellness partners who can provide counseling via telephone or live chat—Credit Union membership not required.

Check Inventory:

• Budgeting
• Home Budget Analysis
• Make a Budget - Worksheet
• Credit Report
• Improving your credit score

Track:

• Mymoney.gov - building blocks to make the most of your money.
• Mint.com - interactive budget and financial planning tool.